Joel Smith serves as the President of Community Development and Chief Credit Officer of Native American Bank. He oversees the Bank’s CDE and NMTC program activity as well as other CDFI programs. He is an enrolled member of the Caddo Nation of Oklahoma and serves as a board member for the Caddo Nation Economic Development Agency.
In addition, he serves as President of the National Native Community Fund, and on the on the board of several Native American local and national non-profit organizations. These include Oweesta, a national Native CDFI intermediary and CDE, and the NDN Fund, a 501c(3) national native loan fund. Joel is also currently serving on the Community Development Advisory Council for the Federal Reserve Bank of Kansas City.
He has over twenty years of experience in commercial credit, lending, and management. This includes fifteen years working at Native American Bank focusing on deploying capital in Indian Country and five at CoBank, the largest bank in the Farm Credit System, focusing on financing electric cooperatives and rural infrastructure.
